Stephanie Lapidow, Executive Director of the Hemophilia Association of New Jersey (HANJ), is leading the charge to protect patients from predatory insurance practices through critical state legislation (S-3818/A-5217). In a powerful op-ed published by New Jersey Spotlight, Lapidow exposes how copay accumulator adjuster programs are leaving patients with chronic illnesses and rare disorders drowning in medical debt. These programs prevent copay assistance from counting toward out-of-pocket costs, forcing patients to pay thousands they can’t afford—while insurers double-dip.
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